Workers Compensation
Get In TouchWorkers Compensation is Assurance for Employer & Employee Alike
If you’re a business owner in Florida, it’s important to have the appropriate insurance protections in place if an employee is injured on the job. Trying to obtain workers compensation coverage after the fact simply will not work. In other words, you need to be covered in advance. That’s exactly what a proper workers compensation policy does: It ensures that an injured worker’s medical and financial needs are taken care of when accidents happen.
How Does Worker Compensation Work In Florida?
As a Florida employer, you have an obligation to ensure a safe workplace and the law requires a business to have Worker’s Compensation Insurance. Workers Comp insurance can provide the coverage to protect you from unpredictable occurrences.
Workers’ Compensation Insurance spreads and shifts the risk for on-the-job employee injuries from employers to insurance providers. Doing so protects the business from work-related claims and legal exposure. Business owners can breathe easier knowing employees will be properly cared for if an accident happens without posing a threat to the company’s profitability or to its solvency.
And workers’ compensation provides reimbursement regardless of who’s at fault for an on-the-job injury. If the injury occurs during the normal scope of normal job duties, workers’ compensation will pay all applicable benefits.
What does Workers Compensation Cover?
Workers Compensation covers several expenses related to a worker’s recovery from an on-the-job incident:
- Lost-time payments
- Medical care reimbursement
- Rehabilitative services payments
Employers conducting work in the State of Florida are required to provide workers’ compensation insurance for their employees. Specific employer coverage requirements are based on the type of industry, number of employees and entity organization. Therefore, having a premier workers compensation policy is recommended by Asset Insurance Agency. Plus, if an employee sustains an on-the-job injury, responsibility for related medical payments and lost wages will ultimately fall on you, the business owner.
For more information regarding Workers Compensation in the Sunshine State, or to file your Workers Compensation Exemption, you can visit: http://www.myfloridacfo.com/division/wc/
Contact Asset Insurance for A Free Workers Compensation Quote
At Asset Insurance, we are passionate about proper workers compensation coverage. We believe that our professional responsibilities are not to a corporation, but for our clients. We don’t work for the insurance industry. We work for you!
Asset Insurance offers free, comparative quotes on workers compensation, assuring you of the best possible rate. Want to see how much we can save you on workers compensation? Call Asset Insurance today! For a free online workers compensation insurance quote, simply fill out this form!